The most valuable resources in our country are quickly running out of resources of their own. Numerous federal and state employees are being forced to make important retirement-related decisions without having enough support. Budget limitations, HR downsizing efforts; ERS/OPM cutbacks, etc. have left some government employees forced to fend for themselves while researching their retirement information and attempting to access the information they require. These same employees end up attending overburdening seminars, retaining very little information and many of the employees reaching retirement with inadequate, ill-formed, or incomplete information, severely affecting their retirement security as well as their family’s. GEBI was created to provide retirement education and solutions to employees so these same employees can provide for theirs and their family’s retirement needs.
Will you have ‘enough’ at retirement? How do you know what ‘enough’ really means? When it comes to retirement income and savings, a lot of people have no idea how much enough is. But defining your income needs and thereby understanding what ‘enough’ means, is crucial to proper retirement planning. Estimating your retirement benefits can be tough when expenses and income aren’t constant and can change quite regularly. Working with an expert in your benefits can be critical and to your financial success. GEBI is here to help.
Are you paying attention to the things that matter OR Are you getting lost in the details when learning about your benefits?
GEBI focuses on helping Government Employees to focus on things that matter when it comes to their benefits.
It was founded to address the needs of Government employees who are typically overwhelmed by the complexities of the various benefit systems.
Government Employees don’t have to learn ‘the whole system’. Our aim is to empower Government Employees to ask the right questions so that they may become ‘experts’ in their respective benefits system – as it pertains specifically to them and their families. Everyone’s situation is unique.
When your research leaves you with more questions than answers, there is no question that we can help. The first step is run through THE GEBI PROCESS and have us go over a summary of your benefits with you to identify any potential problem areas. Simply CONTACT US to get started.
Will you have enough in retirement? Do you know what ‘enough’ is?
Many government employees have never quantified exactly what ‘enough’ is. It is critical to understand what you need in retirement so you plan accordingly.
Frequently people receive an estimate of their retirement benefits that paints a rosy picture. However the income and expenses shown do not remain constant – in fact they change at different rates. This begs the question: Are you sure that you will have enough in 5 or even 10 years?
More often than not, we find that Government employees do not quantify what they need in retirement and are setting themselves up for an unpleasant surprise down the road.
THE GEBI PROCESS helps you to avoid falling into this same trap of not knowing whether you will be able to maintain your current lifestyle throughout your retirement years.
If you make your retirement elections without knowing how your income and expense numbers will be changing, you could be heading straight into a brick wall. The sooner you can make a course correction, the less dramatic the changes will need to be.